How travel insurance covers wellness tourism

Life can get quite stressful we often complain about issues like burnout. Between chasing deadlines and meeting clients, we forget a crucial thing—our well-being. So, once in a while, it’s okay to leave everything behind and go on a wellness retreat. Imagine doing yoga and meditation by day and listening to soulful music at a bonfire in the foothills of the Himalayas. While such a detox can do wonders for your mind and soul, one needs to be careful of one’s health and belongings on such trips. Many things can go wrong, from unexpected medical expenses to last-minute trip cancellations. This is where your travel insurance steps in.

In this blog, let us learn more about how travel insurance covers wellness tourism.

What is wellness tourism? 

When you opt for a wellness retreat, you don’t necessarily have to explore the place. You are essentially going to explore your thoughts and connect with yourself. Instead of doing very touristy things like going to the most popular food joint or the sunset point, you relax at a spa, indulge in meditation and mindfulness and perform yoga. In our busy daily lives, we don’t get the time to introspect, but on such retreats, you find the time to look at things from a fresh perspective. From exploring ancient forms like yoga and ayurveda to modern-day concepts like musical therapy and nature immersion, you can choose the ones that suit your interests. The concept is picking up pace across the globe.

Risks during wellness tourism

There are many benefits of wellness tourism. You feel much calmer and more relaxed after a retreat. However, one needs to be careful because you can encounter risks you may not have anticipated. Here are a few of them:

  1. Risk of injury and illness

At times, wellness retreats take you to remote locations because you want to be away from noise, crowds, and pollution. This means the nearest hospital can be several kilometres away. If you fall sick or get injured, precious time can get lost while reaching the hospital, making your condition worse. The risk of injury and illness are genuine fears among those who are traveling to a distant place or trying out activities they haven’t tried before.

  1. Risk of losing luggage and documents

While you can hope that the people you meet at the camp are nice, you can’t trust everyone. You need to take good care of your luggage, gear, and documents as they can get stolen or misplaced.

  1. Journey-related risks

A flight delay or cancellation can jeopardise your entire plan. Similarly, you may arrive at the retreat and find the facilities inadequate. Falling for overpromised experiences can lead to disappointment and financial loss. Many retreats also have strict cancellation policies, which can lead to losses if plans change.

Why travel insurance is important 

If you have a travel insurance plan with adequate coverage, you will be able to manage the risks well. You get duly compensated if the unwanted events during the journey, like baggage loss and medical risks, cause financial loss. Your travel insurance plan will cover a range of health-related issues like hospitalisation, emergency care, medical repatriations, and even post-treatment coverage.

Similarly, travel insurance will make arrangements for you when you miss or have to cancel flights or hotel reservations. Also, it will arrange necessities if your baggage is lost or delayed and assist in getting a duplicate passport if your original is stolen.

Travel insurance is important for wellness tourism because it ensures peace of mind during unforeseen events.

Conclusion

There is no doubt that we fight many battles on the personal and professional front. The sedentary lifestyle and rising stress levels are impacting our physical, mental, and emotional health negatively. That’s why it is important to give yourself a break. Wellness tourism is gaining popularity because of its many benefits to people looking to relax. In their pursuit, it is quite possible that they meet with untoward incidents that can ruin their trip. Having a travel insurance policy with adequate coverage can ensure that they focus on their wellness journey. While looking for a plan, use a travel insurance app to compare polices and choose the one that best aligns with your needs and budget.

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